Glossary term
Money mask
Definition
Percentages, prices, and leans stay real; dollar size is normalized to the shared model. Masking is how a publication avoids becoming per-person advice.
How it works
A money mask separates what is real from what is normalized. Percentages, prices and leans are shown as they are. Dollar size is not computed from the reader at all; it is expressed against the one shared $100,000 model. A line that is 8% of the book is always shown as $8,000, whoever is reading.
The reason is structural rather than cosmetic. A product that converted every percentage into a figure for each reader's own balance would be writing individualized sizing. The course treats that as the step where a publication starts to look like advice, so the mask removes the step instead of relying on a disclaimer.
Worked example
Take two hypothetical readers. One has a $4,000 account and the other has $400,000. The masked page shows both the same 8% line, expressed as $8,000 on the model book.
An unmasked page would have printed 8% × $4,000 = $320 for the first reader and 8% × $400,000 = $32,000 for the second. Those would be two different instructions generated from two different balances. The mask keeps one page for both and leaves the sizing question where it belongs: outside the publication.
Hypothetical, for education only. Not a recommendation and not a prediction.
Common mistake
The mistake is to treat the masked dollar figure as a scaled-down version of what you would hold, then divide by some ratio to get your own number. That reintroduces exactly the per-person sizing the mask removes, and it borrows weights that were chosen to illustrate concentration, not to fit your circumstances. The percentages are real descriptions of the model. They are not a recommendation for a person.